Hi I live in Jersey! I reside on what is called the Jersey Shore!
Let's start off with Hoboken..Awesome town.. it's like being in NYC. however keep in mind, that the rents are extremely hi, you are looking at 1800 for a 1 bedroom railroad type of apt. If you are looking for something newer... The rents are well over $2000.00, If you are looking to purchase a place, then you are going to start off with a asking price of $250,000 to $300,000 for a starter condo!!! I am very serious.... go on some of the realestate websites and check it out.... plus my sister in law is the mortage person at one of the HOboken banks!
Jersey City is up and coming... however there are some area of Jersey City, that YOu wouldn't want to be in once it gets dark!!! If you are looking at the Jersey City Heights area, or the area that is closest to HOboken, the rents will be a little lower, but not enough to make a difference.... however, if you don't mind moving into some of the less desirable areas of Jersey City, you can get a decent deal on the rent!
Maplewood is cute.... centrally located.. and diversified town!
NYC is easily accessible via public transportation, What you have to keep in mind, is how much time do you want to spend on a bus or train, and figure in the cost... Commuting costs can range anywhere from $300.00 to $100.00 a month, depending on where you live!
Also, in New Jersey you pretty much need a car to get around!
I am originally from NYC, I relocated to NJ once I married my husband, my husband is originally from Hoboken! WE have lived several towns in Jersey throughout the course of our marriage! Feel free to PM me if you have any other questions regarding specific towns!