What I am doing is going to the community college, taking loans out for nursing school, and getting my ASN first. I will work off my debt after I graduate, or start to, and then bridge to my BSN and bridge on to masters. I can relate though. I already have a 3,500 loan out that I used to pay for my last two semesters(I didn't need that much...prolly only half that but...its a long story) and I haven't even started my nursing classes yet. (I do this fall and im taking summer off) Im already really uneasy about it(the debt). I just remind myself, I have to pay for it somehow and thousands of others go into debt, for exactly the same reason. I won't let it stand in my way.