malpractice insurance?

im not going to be too helpful but id say get it. it just makes life a little easier.

I was wondering the same thing. Since the economy is doing so bad I'm sure more people are looking for reasons to sue for malpractice.

http://www.nso.com/

it's very affordable and they have a new grad rate

ooh that reminds me i need to renew mine.

There are many threads about malpractice insurance. If you look up in the upper right hand corner of this screen, you will see a google powered search box. Put your question in there and Pesto! All the threads will show up!

i went through NSO during nursing school and now I'm working and haven't renewed it yet. i'm curious what other organizations offer malpractice insurance. i haven't heard of any others and most of the nurses i work with just use the one the hospital offers.

thanks!

They may think that they are using the one the hospital offers, but I don't believe that any hospital would really take care of the nurses if they had a choice!

For less than $100 a year, it's worth it for piece of mind.

Please read some of the old threads, too.

I've carried my own malpractice insurance through NSO since I was a student. Hospitals say that they will cover you, but do you really trust them? I think many hospitals would throw a nurse right under the bus to save their own butts.

Definitely get it!! :up:I have NSO and it is well worth it. This society is very letigious and you don't want to get caught up with that.

Most teaching hospitals have immunity for their employers--the one I worked for was Up to $150,000 but most law suits want more so if you don't have insurance they will go after your assets. And non teaching hospitals forget it...they WILL NOT care what happens to the nurse. They care about Press and what fines and slander against them which means possible loss of profit--basically nurses are replaceable but their corporation is not.

I was talking with an medical malpractice attorney recently and asked him what his thoughts were on this topic. I have heard some nurse say "Oh i dont have anything and a lawyer goes after the one that is making the big bucks" Well the attorney told me that is FALSE...He said regrettably 80% of nurses he had to represent had NO malpractice insurance and STILL got sued and lost the very valuables they worked hard for and received discplinary actions against them in some instances.

He said the 20% that have the insurance are bright because you pay a nominal fee a year for something that could possibly protect you and your livlihood. After that discussion--I was like sign me up for NSO baby!!