And then some. Money should never be a worry when going to CRNA school. I always suggest atleast taking out the stafford loans. If you end up working for the VA or some other federal employer or military they will pay back $20,000 / year in federal loans (not sure what the total payout is) and trust me those that think they know where they want to work when they get our into practice most change their mind once in school. Sometimes employers will pay more towards student loans than a sign on bonus so even if you don't need the stafford put it in a CD earning 4.5 -5% interest while in school.