Malpractice Insurance

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I have a question about . Do you guys think it's a good idea to purchase our own (like through NSO)? I had my own for the past year since I've been working in an office rather than a hospital, but now that I'll soon be in a hospital I'm not sure if I should renew it or not. I've heard some people say it's always a good idea to have our own. I've also heard some people say not to buy it because people could go after us if something happens rather than the hospital. Any advice is appreciate :)

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Specializes in Pediatrics, Emergency, Trauma.

KEEP IT...that insurance helps YOU. The hospital's helps the HOSPITAL.

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Specializes in Peds, Float, Ambulatory, Telemetry (new).

Yes you should renew it. I never had to use it so far and I hope I never have to. But it is good to know that I have sort of a safety net to help me just in case something happens.

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Specializes in Trauma Surgical ICU.

Keep it, its too cheap not to carry. I will not work without it and yes I am in the hospital.

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Ok, thank you all! I am going to renew it tonight.

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Specializes in retired LTC.

Have had it since I graduated some 30+ years and I would never think of working without it!

I want someone to protect ME, not my employers who have their own big time, expensive corp lawyers.

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Specializes in L&D.

Yes definitely keep it!

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I have a question about malpractice insurance. Do you guys think it's a good idea to purchase our own (like through NSO)? I had my own for the past year since I've been working in an office rather than a hospital, but now that I'll soon be in a hospital I'm not sure if I should renew it or not. I've heard some people say it's always a good idea to have our own. I've also heard some people say not to buy it because people could go after us if something happens rather than the hospital. Any advice is appreciate :)

What I have highlighted is the biggest myth in nursing and here is why.

A doctor's is thousands of dollars per year.

A nurses, less than $200

You know why? BECAUSE WE ARE RARELY SUED.

Massive, massive myth!

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Specializes in ICU, CM, Geriatrics, Management.

Yup!

Check the archives for all the reasons and prior discussions.

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