Malpractice Insurance?

Published

Specializes in CICU.

I'm starting my first nursing job in 2 weeks and have heard a lot of different opinions on carrying . I am working for a large hospital system, so I am covered by them; however, I have heard from some people that if you and the hospital are both named in a lawsuit, the hospital may throw you under the bus to save themselves some money. In these cases, it would be helpful if the nurse has his/her own malpractice insurance.

Most people have said carrying individual malpractice insurance is unnecessary, but some say to do it. What do you all think?

(Note: I'm not planning on having to use it anytime soon, just want to be on the safe side!!)

Up Vote Up Vote ×
Specializes in LTC, Acute Care.

My husband has his own insurance. It's a rider on our homeowner's insurance. It's not too expensive. Go for it.

Up Vote Up Vote ×
Specializes in Telemetry, M/S.

I just bought mine through NSO.com. There's a huge thread on this subject on allnurses.com.

I will say though, that I felt so much better once I had purchased it though...(I'm a new grad as well fyi)

Up Vote Up Vote ×

Do it! Better safe then sorry. I am going to get some today. It is a resonable price to pay for what you get if something happens.

Up Vote Up Vote ×

Less than $100/year for a good nights sleep. I don't plan on using mine either, I don't think anyone does, but in the sue, get a quick buck, society that we live in it is good just to have in your back pocket.

Jenn

Up Vote Up Vote ×
Specializes in CICU.

Haha, well looks like there's not much of a debate on this topic. Thanks for the advice, y'all!

Up Vote Up Vote ×
Specializes in Education, FP, LNC, Forensics, ED, OB.

Please see the blog entry: Should I Carry Malpractice (Liability) Insurance?

Up Vote Up Vote ×

www.nso.com

Don't leave home without it.

Up Vote Up Vote ×
Specializes in School Nursing.

don't leave yourself exposed.....get the insurance ! :coollook:

praiser :heartbeat

Up Vote Up Vote ×
+ Join the Discussion