What is your home like?
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People post here and state how bad things are at home. For example posters mention how many homes don't have running water or electricity. That makes me wonder, how can you have a computer ( or access to a computer) and no running water? I have assumed people who do not have running water would use their funds to get water not computers, but that is my values.
I do have electricity, running water, and heat. My husband and I both work and have lost most of our retirement due to the economy and falling housing prices We have 2 cars but they are old cars but paid for. We do have broadband at our house. Overall we have a good quality of life, we live in a place were almost 50% of my pay is taxed. We have to pay insurance, home, health, and car insurance with is almost $15K/year. It seems no matter how hard we work it is hard to save. We are not hungry but if one of us had an extended illness it would be hard. And I can only see the taxes going higher.
How are conditions where you live? What are your major expenses? Things have shifted for us, now that our kids don't live at home and my parents have died ( we ended up supporting my parents) but we still don't seem to get ahead.
How much of a tax rate do you pay? How are planning on retiring?