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Student Loans

Where would a student go to check on student loans to get a BSN RN Degree ? all options appreciated Thanks

Halinja, BSN, RN

Specializes in L&D, PACU.

One of the best resources you'll find for information on student loans and student aid is the financial aid office of the college you're considering. The people can be a great resource as you try to make decisions and plans.

Off topic, but I love the baby bouncy dinosaur.:roll

07302003, ASN, RN

Specializes in Tele, Med-Surg, MICU. Has 4 years experience.

If you are eligible for financial aid, your school should be able to set you up with about $10,500 in Stafford loans per year (subsidized and unsubsidized). Even if this is your second degree.

On top of that, you can borrow up to your estimated cost of attendance (tuition + books + living expenses, which is determined by your school) with a private loan. I got mine from TERI, they have health professions loans. Rate was compararble to the stafford.

Also, once I was IN nursing school I was awarded some scholarships. It was impossible to get scholarships before I began nursing school because the deadlines were passed by the time I was admitted.

Depending on where you live, hospitals may have loan forgiveness programs, where they'll pay off several thousand dollars of your loans in exchange for a work committment.

HRSA has a loan forgiveness program once you are an RN, see Nursing Education Loan Repayment Program. I don't think you're eligible if you have loan forgiveness from your hospital too....

Best of luck!

Can one get Federal aid if they are doing pre-reqs, or do you have to be going full time in a program?

07302003, ASN, RN

Specializes in Tele, Med-Surg, MICU. Has 4 years experience.

Ask your institution, if they are accredited AND you are eligible, then yes, you can get federal loans.

Although, I did my pre-req's at a community college for a fraction of the price I paid for my nursing courses.

The community college instructors were great, I learned a lot. You can save a LOT of money doing this if the BSN or RN program you want to attend accepts community college credits.

Halinja, BSN, RN

Specializes in L&D, PACU.

Off topic, but I love the baby bouncy dinosaur.:roll

Thank you!

Although, I did my pre-req's at a community college for a fraction of the price I paid for my nursing courses.

The community college instructors were great, I learned a lot. You can save a LOT of money doing this if the BSN or RN program you want to attend accepts community college credits.

Tell me about it. I am taking my pre-reqs at a technical college, and paying $99/credit. If I take the RN program there, it will be the same cost. 2 years of core classes, including books is around $6,000. Right now I am taking one class per semester. Maybe next year I can get financial aid and finish my pre-reqs quicker. Thanks.

Thank you!

I'm going to steal him. :lol2:

I got my loan through Sallie Mae and then the money was distrubited through Chase. Go to the website the commuter posted. You will have to do your taxes first before applying.

Wow.. my community college is at $175/credit and keeps going up. Hopefully the tution stays the same for at least a couple of years for me!

It is going to cost be about $12-$13k for my ADN... but I as well am taking it a little at time right now, paying out of pocket.

Good luck to all!

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