Back when we bought our wedding rings, about 15 years ago, we had a diamond of my grandmother's put into a setting. I specifically requested that the set the prongs low so they would be less likely to catch on things (I worked retail back then).
They set the diamond very low and I have little problem with it catching on anything. I do probably compensate a bit when sliding gloves on and off, but it's just habit and I don't really notice.
And besides, I can't get it off easily anyway. My ring is loose on my finger but apparently my knuckles are large because it doesn't slide over. I was taking it on and off (in the shower with lots of soap) for my first semester in nursing school and got a sore red nodule on my knuckle and I was afraid I was damaging myself, so I quit.