Maternity Insurance

Yeah I know for one Blue Cross Blue Shield has a maternity rider. This is where you pay extra for maternity coverage. But you have to have it a full year before getting pregnant.

We have Blue Cross where I work and the girls here who are planning a baby get the Maternity Rider. They also get the AFLAC Short Term Disability insurance and use that for their leave.

There are maternity riders, and they can be very expensive. There are also discount programs that you basically pre-pay a monthly amount to a company that is contracted with certain providers.

Word of advice...make sure your husband has insurance BEFORE you become pregnant. My husband just lost his insurance at work and because I'm 6 1/2 months pregnant he (and our daughter) cannot get private insurance. The reasoning behind this is that if something happens to the baby and she winds up in NICU it goes on his insurance. No insurance companies sell child only policies...and since neither one of us are insurable by a private policy right now she is also unable to become insured!!!! It is a mess. Make sure you have all your ducks in a row before becoming pregnant.

Look into Affiliated Workers Association...they offer group rates with maternity coverage

"Look into Affiliated Workers Association...they offer group rates with maternity coverage "...through Markel Insurance

Don't want to burst your bubble. But if you're pregnant right now and of course really need health insurance, can't you just stay in your regular full-time position (I'm assuming) until you deliver at least? Also, if he is in a NEW job, with the volatile economy now, wouldn't you consider holding on to your current position for a while? Or maybe just go part-time instead of pool-----that way you still have guaranteed hours plus you have the option to purchase insurance through your work place (some work places allow part-time workers to do that).

I THINK that if you have a policy with Kaiser Permanente they have free maternity care (all the prenatal visits, delivery, I think even childbirth classes, etc).

I can't swear to this as I don't actually have it, but a friend of mine was talking about it and they also just started to run a new line of commercials about it.

Good Luck!

Thanks for all your replies! I will look into all of them! To answer the questions, no I am not pregnant now, just know I want to have another one in the future. I currently work part-time and receive benefits so if I cannot find what I'm looking for I will stay where I am until I'm done having kids, I'm not dumb . I was just wondering what my options were. Thank you all again!