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Discussion

malpractice insurance; recommendations

Hi

I am interested an obtaining malpractice/liability insurance and wanted to hear from those who have done so. Any company recommendations? Has anyone used NSO?

I would like to add to my original message. I have signed on with a new agency, that offers the 1099, but in order to get utilize the rate at the 1099 option I have to have proof of malpractice/liability insurance.

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  • Admin

Yes, NSO. I highly recommend them.

www.nso.com

You can receive free quotes online.

NSO: www.nso.com

Marsh Affinity: www.proliability.com

Any good or bad experiences with either? I had nurse malpractice with NSO, however the NP quote is 3 x as much as proliabilty. I sure am glad I ran across this thread.

I was noticed when I was renewing my NSO contract that 40% of the $98 fee (for L.P.N.) was going toward sales, mailing flyers, etc. Does that sound right to you? I was actually looking on this site to see if there were any other insurance companies for nurses besides NSO-what other nurses were using. I have used NSO for years but I am re thinking this now.

There really isn't any choice, rosie. NSO is it. Period. There's some other company, but they're affiliated with NSO.

There really isn't any choice, rosie. NSO is it. Period. There's some other company, but they're affiliated with NSO.

Yes, unfortunately. A friend of mine has tried to get NSO to send her a corrected certificate (they have her listed as a student instead of an RN) for a year now - yes, a year, and still nothing. In other words, their customer service leaves much to be desired.

DeLana

  • Expert
I was noticed when I was renewing my NSO contract that 40% of the $98 fee (for L.P.N.) was going toward sales, mailing flyers, etc. Does that sound right to you? I was actually looking on this site to see if there were any other insurance companies for nurses besides NSO-what other nurses were using. I have used NSO for years but I am re thinking this now.
I wouldn't be complaining if all I had to pay was $98 per year for NSO's malpractice insurance. I live in a very litigious state, and must pay $230 per year for only $300,000 worth of NSO coverage. You are probably covered for up to $1 million, and perhaps more.

Also, NSO must use some of the proceeds from the insurance premiums to pay for the salaries of their employees, marketing, sales, publishing, and other necessary expenses. Without advertising, most people would have never even heard of NSO.

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