Skip to content
View in the app

A better way to browse. Learn more.
allnurses

A full-screen app on your home screen with push notifications, badges and more.

To install this app on iOS and iPadOS
  1. Tap the Share icon in Safari
  2. Scroll the menu and tap Add to Home Screen.
  3. Tap Add in the top-right corner.
To install this app on Android
  1. Tap the 3-dot menu (⋮) in the top-right corner of the browser.
  2. Tap Add to Home screen or Install app.
  3. Confirm by tapping Install.
Discussion

Liability Insurance

Soooo does anyone have a nurse insurance (liability) policy? If so, with whom? How much is the coverage? How much coverage do you have? and Was there a waiting period before it became active?

  • Quote

    • Featured Replies

    Effective next day. About $100/year for $1M/$6M coverage as long as I'm an employee not an independent contractor. Covers HIPAA accusations, license defense, depositions, and more. NSO was preferred vendor in school and I just stayed. The other major carrier is Marsh/ProLiability. Both offer free online quotes with full descriptions of the policy coverage. Both offer new grad discounts within 1 year of licensing. Rates are similar for much of the country

  • Quote
    • Experts

    Insurance premiums depend on the state where you are located. In the vast majority of states, nursing liability insurance can be obtained for $100/yearly with coverage limits of $1 million per incident and $6 million aggregate.

    I live in a litigious state where the insurance is significantly more expensive and the coverage limits are lower due to aggressive jury verdicts here. For the longest, NSO was charging $200/yearly with coverage limits of $100,000 per incident and $300,000 aggregate. Until recently, Marsh Affinity/Proliability had stopped offering coverage here.

    Many nurses also obtain the professional liability insurance through their homeowner's insurance policies as an additional rider added to the coverage.

  • Quote

    • Join the conversation

    You can post now and register later. If you have an account, sign in now to post with your account.

    Guest
    Add a Comment
    Go to topic listing

    Currently Reading 0

    • No registered users viewing this page.

    Account

    Navigation

    Search

    Search

    Configure browser push notifications
    Chrome (Android)
    1. Tap the lock icon next to the address bar.
    2. Tap Permissions → Notifications.
    3. Adjust your preference.
    Chrome (Desktop)
    1. Click the padlock icon in the address bar.
    2. Select Site settings.
    3. Find Notifications and adjust your preference.