Insurance

Did you look at the government programs, open enrollment is starting again ?

Well for me its not affordable, especially when I can barely break even before paying the extra 180. A quick search at the health care website lowest is about 217. I think these plans are crazy. With a 6k deductible (I think its like 5k through my employer), whats the sense in even having it? I mean if something happens, that amount is going to break me anyway. Might as well just pay whatever it is and be done with it. If it goes over a few thousand, I won't ever be able to afford it anyway. I think I'd rather save my money and if I do get something bad or expensive they still have to treat you I believe. Worst case just file bk. I can't even remember the last time I went to the doctor anyway. Although I do have a medical condition that comes and goes for almost 20 years, I manage it myself with supplements and working out and it hasn't got any worse that I can tell.

I pay well over $400 a month for our insurance so I know your pain. My previous employer's insurance was $800 a month. Insurance is expensive, but anymore it is a necessity. I wish you luck in finding a more affordable plan. There might be something through the exchange? If you are lower income you might qualify for assistance. Keep looking for a job that has better benefits.