Can't get into my RN Program because of Obamacare

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I need some advice, please! I got my RN Acceptance letter from Hostos the first week of June. My Health Insurance was cancelled a few days before I got my RN letter because the HHA agency that I work for decided my 200+ work hours a month didn't qualify me for their Health Insurance plan since my patients pay out of pocket not through government assistance.

My job told me that I can either pay $669/mth for their insurance or go through the health Insurance Marketplace. Well, I've been trying for a month to get health insurance through that site and failed each time. I've called them each time the site failed to enroll me and I get a "We'll sent your issue to the Technical department" after they have tried to enroll me themselves and run into the same problem.

On the other hand, my job has been messing up my hours and not paying me what I worked for. So I'm constantly fixing their errors and having to wait longer to get properly paid. That means my savings is almost gone and my bills are piling up.

Anyone know of a free or low income clinic in NYC that I can get the blood work and physical before my classes start at the end of August?

And who do I contact to help me with this Health Insurance issue?

It's really unfair that I've done everything right and I'm being screwed because of technical difficulties that aren't my fault.

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Specializes in PCT, RN.

Try buying insurance through the actual insurance company sites, not through the marketplace site.

I have mine through MHS/Ambetter. You can get onto their site and fill out your information. I pay $103 a month (with a $105 subsidy). I have 3 free PCP visits, dental, and vision under this plan. The deductible is high ($6k) but that's fine.

If nothing else, you can pay for the physical and other things out of pocket. You can get everything done and set up payment plans. Generally for hospitals and clinics, you can set up your amount for the payment plan (they're just glad you're paying it back lol).

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First let me say I'm sorry for your situation. Have you tried places like Walmart and Walgreens for your physical and blood work? Retail medicine is here now and in many cases provide services way cheaper than any other traditional healthcare facility. Second, your title is misleading, when I read your post I get the sense that your problem is mainly with your employer messing up your pay and your lack of funds to pay for the tests you need. I'm not trying to be disrespectful, I just think there are other factors affecting you here.

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I had my blood work done at the health department.

The rest through employee health at my job.

Try wallgreens or other drug stores...

Then you know there's this thing called Google....

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That has nothing to do with Obamacare

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This does involve Obamacare because my Health Insurance ended in May and I was suppose to be enrolled in a new Health Insurance through Obamacare that next week. But because of frequent site difficulties, a month is ending and I'm still unable to get health Insurance. I'd have my physicals and bloodwork done by now.

The other stuff I added to show that I'd have difficulties paying for these things out of pocket.

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I know about google, obviously. I asked here because I'd like another RN students recommendation. Isn't that what this place is for?

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Specializes in Pediatric.

I'm sorry for this. I'm not from NY; but I imagine there's some low cost clinics. Where I'm from, there's a lot of repaired available- they aren't always advertised, though.

I hope it works out. I think someone mentioned going to place like Concentra? May be more financially feasible

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I just have a lot of issues piling up. I've started looking at other health insurances. Some seem to point me to the Marketplace, but it doesn't work. And some is above what I can afford. Especially after I start the program, I'd be on limited income.

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Thank you for your help.

I'm compiling a list of low cost clinics to visit.

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This does involve Obamacare because my Health Insurance ended in May and I was suppose to be enrolled in a new Health Insurance through Obamacare that next week. But because of frequent site difficulties, a month is ending and I'm still unable to get health Insurance. I'd have my physicals and bloodwork done by now.

The other stuff I added to show that I'd have difficulties paying for these things out of pocket.

Thanks Obama!!!! (sarcastic) :D

Nope, not buying the title sorry LOL

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That's okay. I'm more interested in assistance, not debating the accuracy of the title.

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