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Discussion

Student loans

Does anyone know if defaulting on a federal student loan puts you at risk of losing your nursing license?

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    • Admin

    Depends on the state, but yes, there are some that have licensure repercussions for not paying loans.

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    I'm in NH and yes

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    Yes, in addition, many hospitals would run a basic credit check as a condition of employment and it would show up.

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    Considering that it's a FEDERAL loan, could the feds go after income tax returns?

    Would it knock an applicant out of job opp'tys in any fed institutions, like a VA hosp or NH or corrections?

    It CERTAINLY should prohibit one from seeking future loans for advancing education.

    Questions just came to mind.

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    On 2/7/2020 at 10:54 PM, stormymemphisORC said:

    Does anyone know if defaulting on a federal student loan puts you at risk of losing your nursing license?

    You might be able to defer payments. Contact your loan provider to see if any options are feasible. I know that certain hardships allow for deferral.

    https://studentaid.gov/manage-loans/default

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    Too bad you cannot do loan repayment program.

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    3 hours ago, Dhooy7 said:

    Too bad you cannot do loan repayment program.

    Wouldn't it be nice if the Feds were to delay repayment of student loans for HCW who're working thru C19? I heard some speaker commenting about programs for delaying mortgage pay'ts and insurance pay'ts.

    Just delaying repay't for a few months would SIGNIFICANTLY help HCWs working and unemployed.

    Not meaning to hijack OP's post; just a tangential idea.

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    • Admin
    1 minute ago, amoLucia said:

    Wouldn't it be nice if the Feds were to delay repayment of student loans for HCW who're working thru C19? I heard some speaker commenting about programs for delaying mortgage pay'ts and insurance pay'ts.

    Just delaying repay't for a few months would SIGNIFICANTLY help HCWs working and unemployed.

    Not meaning to hijack OP's post; just a tangential idea.

    The ones owned by the federal government were all placed in forbearance through September. Privately owned loans not so much.

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    RoseQueen - TY for the info. Gee,I thought I had an original idea.

    Glad to see that there's some relief there.

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    • Admin
    45 minutes ago, amoLucia said:

    RoseQueen - TY for the info. Gee,I thought I had an original idea.

    Glad to see that there's some relief there.

    I didn’t even know until I realized the day after that my automatic payment didn’t go through. The day after the payment was due I got the email ?

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    Again, glad to see there's some little relief for so many. Stay safe. :yes:

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