GlennGanza

Where ever you work, there's no loyal employer or boss. Money is the reason why i wake up and shovel my way out to work and deal with long cold chilly winter morning going to work. The minute money is not the issue , just retire on the spot, even in the middle of your shift. I am close to amass my one million dollar retirement money at 47, sometimes I can't wait for them to fire me.

Thanks for explaining the labor law OT reasons. I believed Cali RN are well compensated base on standard of living among other big taxes high standard of living states such as IL, NY, NJ. I must say the housing is too much if you decide to buy a house in Cali. Otherwise, I can say, we, in IL RN are not compensated because we have higher taxes than Cali, our groceries have taxes unlike Cali, starting salary at 23/hr, real estate taxes are high here also (but cheaper median housing price) and if San Francisco has $5/Gal gas, Chicago has it too. Our OT kicks in after 40 hours. I appreciate the reply.

I am 47, worked for 23 years as a Dialysis RN. I amassed wealth close to 1 Million. I don't plan to swing golf club or tennis racquet @ 64yo when i can't. Most patient I have are sick or dying at their 60's. Since we don't know how long we gonna live....statistically, our average life span is 76 yo. I plan to retire in a year. I wanna focus in other things i like to do and things i haven't done yet, especially my health. I wanna hang out with people i love to hang out. I admire all of you for your plans to stay working. I, soon, one day i would like to save lives without getting paid....because once a nurse is always a nurse, but maybe this time as a volunteer Nurse.

You're a guy, do it when you're ready. Maybe your wife is not born yet but you know what i mean. How you think gonna be physically changing diaper at 54 or running after a toddler at 56.

To all HD nurse in Cali, please say something you know about my queries. I am an Illinois HD RN. What's in Cali why there's so many jobs opening in HD? What is the ball park hourly salary for acutes? What is the Cali labor law why there's automatic over time for working more than 10 hours to 12 hours? is that true, correct me if i am wrong. I'm planning to move there...Your input is greatly appreciated in advance.

Don't speak to a financial planner. Talk to fee-only financial adviser. My advise is get a house now while the rate is low. Find a good job with good benefits and stay there long term and buy that house 2-3 bedrooms if you're looking forward to have family someday. Make it a 15 year mortgage loan. Pay it off soon. Then pay your student loan. The house must be close to your employer, much better. Continue what you are doing. Save 3-6 months of income for emergency. Keep your car forever, if you live close, you don't need a new car. Max out 401K. Marry a nurse with the same attitude towards money. I did this later in the lpst 5 years, i was able to amass close to 700K of net worth even in my 40's with the help of my wife of the same mindset. This nursing career is just a tool so you can do what you want in life..maybe savings lives without getting paid.....it is easy to save 1M when you know what you're doing. 1M x 6%= to 60K, that's a nurse salary by living off in the interest. I am a nurse for 23 years, i can't grind this career for another 20. Sacrifice more now, then you'll be rewarded more while chillaxing in Hawaii. Goodluck

6 years ago or in "93........The minute i will know i can afford to retire, even it is in the middle of my shift, i'll storm out of the door ( i'll clock out if i can remember). Read the book of Ernie Zelinski " How to Retire Happy, Wild and Free." If you need to go back because you have to, changes in healthcare is like a big pill to swallow but you can do it. I'm an Acute HDialysis nurse. Try it. My job is so easy. Good luck.

When you quit smoking, you quit smoking, you don't taper. Catch my drift? It is unsafe, yeah and i'll be scared too but in all honesty, welcome to the real world. We are nurses, we take on water with both feet. Next time do a research before applying, sometimes some units have a history of mismanagement and chaos. A well manage company or unit won't be giving you orientation then, because all employees tend to stay longer with very few turn overs. Sorry if i am so brutally honest.

If you're retired and money is not the issue, please don't go back to nursing. '93 is long gap of catching up to do, i know you can do it and there are areas of nursing where you can find (not easy) work and start over. But if boredom from retirement is the reason, maybe that's where i can help you retire your "going back to daily grind plans". Changes in healthcare is so discouraging to go back to nursing. Sorry if i can't be of help. Just my honest opinion.

HD nurse acute/chronic are specialized area of nursing but we are paid less and if you're getting good pay now, soon you won't be. Reasons: 1. economics- supply and demand Back in early 90's, there's so many small companies, one will give me a dollar more and one year after, one offer me more just to get me aboard. And there's more willing to pay me as I get more experienced Now what, there's only two 800lbs gorilla left. Pay is stiff in a corporate and statewide basis, if you deserved a higher raised from your manager, they can't give it to you because it is above than the corporate wide standard pay scale. 2. Changes in health care- ask yourself, is changes for the better or for the worst when it comes to your salary? 3. Misconception- other RN,especially young and new grad...thought I'm setting in the corner doing nothing, so they wanna be like me. They take entry level salary. Then what happened. Push comes to shove, they fire experience RN. With so many entry level salary coming in, thus I become a liability instead of an assets- there's a still economics to this equation If you are not in this situation yet, you might still be in a state where there are still many dialysis companies competing, enjoy your big pay now and while it last, soon the duopoly is coming near you.