hello if over hundred lbs overweight, try the new surgery they have out there.so far its been very succesfull for the few who have tried it.Al Roker from TODAY on NBC lost alot of lbs since he underwent the procedure last year. but this will require deep thought on your part to make sure its what you may want.it may be the best option.
my advice is just look for a way of getting the 3k and pay so that you may continue. remember even if you start afresh you will spend more than the 3k before you earn all the credits that you may be able to transfer even if they are the arts. i know it may be hard to get the cash but economically speaking, it makes more sense. have a nice day.