jwrands

Nursel56, Thanks...

To everyone who's working full-time and also taking more than one class per term, that's some dedication and definitely deserves some applaud, especially those of you who have yound ones as well. If you don't mind me asking, what types of professions/jobs do you have? Have been thinking about this topic as well. I work at a rather fast paced consulting firm, which most of the time is mentally demanding and therefore can be mentally draining as well. I'd ideally would like to take at least two pre-req classes per semester while working FT, but am afraid it might be too mentally draining and cause me to do poorly at both work and school!

Hello, Wondering if anyone is currently or have in the past participated in the UCLA clinical care extender program. If yes, how is or was the experience? Also, what is the selection process like? There is a brief summary at the UCLA CCE page, however, can anyone provide their personal experience regarding the interview process and the process in general if selected? I live in Orange County and currently deciding between either the UCLA CCE or the Hoag Hospital CCE program. I have reserved an interview spot for the CCE program at Hoag Hospital for the May cycle. The UCLA CCE program's next enrollment session is scheduled for April. Thanks

Hi SoCalCrystal, Thanks for the reply. Good to know about the liability insurance. Another poster here mentioned the same things which makes sense. If you don't mind me asking, although your school does not require students to carry health insurance, are you insured? If yes, what type of insurance is it? Is it through the state or through a private insurer? I can't send private messages yet, but if I have more specific questions, I'll definitely post it here. Thanks! ps. I had actually posted this topic in another thread which has received some responses. It was moved to here: https://allnurses.com/pre-nursing-student/nursing-school-insurance-664321.html

Hi bmelissa, I'm in California and looking to stay here. The good news being here is that a resident is allowed up to 36 months of COBRA coverage. Haven't looked at the state's insurance programs since passage of the Obama's healthcare act. However, I do know that the state has two programs, the PCIP (Pre-Existing Conditions Insurance Plan) and MRMIP (Major Risk Medical Insurance Plan) for people with PECs of which I will be looking over with a fine tooth comb. Also, don't know how things will be come 2014, my target year to start nursing school. So can I presume that you're covered through your state's PCIP?

Hi UVA Grad Nursing, thanks for the advice. Yes my next step is to start contacting prospective schools regarding their SHIP. Some school websites provide a lot of detail regarding their health insurance coverage and cost and others not so much. So hopefully once I get to that point of contacting the schools directly, I'll have a better understanding of each school's health insurance policies. Just wanted to post here to see what people who've been there/done that decided to do during their time in school. Would you happen to know off-hand if your University's student health insurance covers students with a pre-existing condition? Also, are you referring to University of Virginia? Thanks. @apocatastasis Thanks for the info, it's good to know.

Beautifully sad. I was diagnosed with a grade II brain tumor and had a craniotomy just this past year, and from it, it's the reason why I want to be a nurse. In a way, I know how reassuring it can be just to have someone there to listen, or to just be there, and I hope that I'll be able to in the very least, do the same for others who are afflicted by cancer and other ailments for however long I have left.

Thanks. I'll send you an email.

What type of health insurance did you have through nursing school? Was it a SHIP or non-SHIP coverage?

Thanks for the replies everyone, they're much appreciated. @Deredain, are you referring to COBRA? Under COBRA, I'm almost absolutely positive I would qualify to continue to receive healthcare from my current employer for a period of 18 months from my last day or work. In answering your question futureprice, I currently pay $100 a month out-of-pocket for a 90/10 PPO, but that includes my company's monthly $500 contribution. If i continued coverage under COBRA, my monthly out-of-pocket cost would be about $600 a month. It's great coverage, but I think would be too steep to continue during school and is the reason I am wondering if a SHIP would be viable (in terms of cost and coverage) or if anyone else with a PEC has been successful in getting non-SHIP insurance with reasonable coverage and price. @futureprice, Does your school offer SHIP and does it have any clause regarding a PEC? I am glad you were able to find coverage for what seems to be a rather pretty good premium considering everything. My would be PEC is a grade II brain tumor. Would you be able to PM me regarding the specific terms? A friend of mine who also has a PEC, hasn't had any luck finding coverage and his COBRA coverage will be running out soon so I am going to mention United Healthcare to him. I am not married to the dismay of my folks (haha) and don't see myself anytime soon.

4:21 am by jwrands Hello, I am looking into potentially becoming a nurse if I can. Early this past year, I was diagnosed with an illness that kind of came out of left field. It's definitely taken it's toll on me a bit (I've been out on leave for almost half a year already because of said illness), but it's also made me think of becoming a nurse. Right now I am doing some preliminary research on programs and schools, primarily ABSN and AMSN programs since I have a BA already. In doing research, it seems that all the schools require students be insured and also carry liability insurance during clinicals. I was just wondering for those of you who might have a pre-existing condition, how did you handle these insurance requirements? Do most schools have SHIP that don't factor in pre-existing conditions? I know it may vary for each school, but for those of you who have a pre-existing condition and elected to go with a SHIP, have you found it to be sufficient? Also, how much do you pay per year for the SHIP? Do any of you just rely on COBRA from a previous job? I am employed right now and have a pretty good insurance plan especially since my company contributes to the monthly premium. However, without the company contribution, it will be rather expensive. Anyway, lots of things to think about on my end, but just trying to do my due diligence and see if becoming a nurse is possible. Thanks in advance. *Note: To the board moderator, I meant to post to this forum as opposed to the general CA Nursing forum. Thanks.

Hello, I am looking into potentially becoming a nurse if I can. Early this past year, I was diagnosed with an illness that kind of came out of left field. It's definitely taken it's toll on me a bit (I've been out on leave for almost half a year already because of said illness), but it's also made me think of becoming a nurse. Right now I am doing some preliminary research on programs and schools, primarily ABSN and AMSN programs since I have a BA already. In doing research, it seems that all the schools require students be insured and also carry liability insurance during clinicals. I was just wondering for those of you who might have a pre-existing condition, how did you handle these insurance requirements? Do most schools have SHIP that don't factor in pre-existing conditions? I know it may vary for each school, but for those of you who have a pre-existing condition and elected to go with a SHIP, have you found it to be sufficient? Also, how much do you pay per year for the SHIP? Do any of you just rely on COBRA from a previous job? I am employed right now and have a pretty good insurance plan especially since my company contributes to the monthly premium. However, without the company contribution, it will be rather expensive. Anyway, lots of things to think about on my end, but just trying to do my due diligence and see if becoming a nurse is possible. Thanks in advance. *Edit* To the board moderator, wasn't sure if this is the right forum to post, so please move as necessary and my apologies.

I'm glad I found this post. In my case, I'm still in the very very VERY early stages of potentially switching to a nursing career. Again, I am still looking to see if logistically, switching to a career in nursing is viable considering my circumstances. This past year, I was diagnosed with a major health issue that I did not see coming at all. However, it's because of this health issue that I am now seeking a career in nursing. So in the case that nursing is possible, I would need to do the science pre-requisites first since I obtained my BA way back in 2001 and took my last hard science class in 1998! There are some scenarios I've plotted, one being taking one class per semester, which would have me completing the pre-reqs by the end of 2013 if I start this summer term. My dilemma is whether I should let my company know of my plan, or wait until I've completed my pre-reqs and start applying to nursing programs. I work for a mid-sized consulting company and have a rather good relationship with my direct supervisors luckily and are on good terms with the directors. My industry had been going through a pretty rough patch of it and just recently things seem to be turning for the better and I do feel lucky that I am still around. My company has been so supportive of me. Because of my illness, I've been out on leave for pretty much half a year now and they've been okay with it even though it's left them short-handed. Again, just not sure I should let them know of my intentions when I start the pre-reqs, or wait until I've completed the pre-reqs and start applying for school. My job is a 9-5 office job, but the industry is such that I need to be available after hours to tend to the needs of our clients. Because of this aspect, there may be some conflict if a client meeting is scheduled during class hours. If I hadn't had my illness and decided to change careers for some other reason, I would definitely let them know and see if I can work something out. However, because they've been so accommodating, I'm not sure how they would take it if I told them about the pre-reqs. In a way, I feel guilty about potentially leaving my company because they've been so supportive, but at the same time, I know I would also feel guilty not telling them of my intentions as well. At the end of the day though, I will probablt tell my company before I start the pre-reqs. However, first and foremost I have to see if my health issue holds me back! If it does, then this will be moot. Thanks