I am a former teacher who is both a stay at home mom and student slowly updating credits. I'm now in the pre-health courses which expire within a couple of years for most programs and need to figure out what plan on. I live where community college/and BSN completions are VERY affordable. There are NO legit accelerated options for me in state, so I would have to take 14 months away to study at CSU Pueblo. I have two little ones, so of course this would be a hard choice. However, in shaving off 3 years of nursing school, I think it might be worth it. Another factor is, of course, finance. I would really like to avoid private student loans and only qualify for $12,500 a year through FAFSA for federal aid. Can childcare be added? I qualify for a number of payback programs (rural, under-served care, faculty, etc) both federally and locally, but as a 30-something I've already been burned by student loans in my previous higher education. I hear paybacks can be very bureaucratic and am not sure if it would be worth it. Final factor that is worth mentioning is that my husband is supportive of any of this. Luckily he has a good salary that could cover our household expenses plus my local tuition. However, there's no way we could swing childcare, housing and the out-of-state/but reciprocated tuition in Colorado. I'm hoping that some one has lived this before? What are your thoughts? Advice? Much appreciated! Thank you so much!