Finish the PhD program (I'm 50% done) or start over with DNP program

Three years ago, I posted a question asking if I should go for DNP or my PhD in Nursing. https://allnurses.com/doctor-nursing-practice/should-i-go-682968.html

1. Stay in PhD in nursing program

or

2. Switch over to Doctor of Nursing Practice (DNP) program (starting all over again throwing away the last three years)

I'm a 3rd year PhD in Nursing student that just finished 3 years of coursework. About to do prelim exams in the fall and then dissertation. Will take ~ 2'ish years. However, $250,000 of student loan debt, I'm thinking that the higher salary of the nurse practitioner program will be safer because they make ~$10-$40,000 more than professors\researchers and more job opportunities.

I like research but don't like teaching and don't like the "never off work" feeling of research. I like working with patients, but NP's can't transfer to work in other countries and I'd be giving up my option to do research if I want. I'm turning 38 in August, single, and haven't even started on pursuing having kids. It's hard to pursue socializing when tied up in a doctoral program of which I'd be tied up for at least 3-5 more years because If I'd do the Phd program, I'd most likely want to do the NP program later. If I give up the PhD program, that would probably be it with that unless I wanted to do three years over again because If I'd do the Phd program, I'd most likely want to do the NP program later. If I give up the PhD program, that would probably be it with that unless I wanted to do three years over again. I'm pressured to decide on making this decision for today's summer registration or the fall. ‪