The right path

Okay, i have been a lurker on here for some time now and i really would like opinions on getting in nursing.

Currently i have a 3.8 gpa and have not take the the Teas v. I live in Virginia and will be applying to Bon secours and srmc next semester after i take another psych and chemistry course. I have to score 65 or better on the Teas v to get into these programs and honestly will need 80-90's because they are very competitive. If i can't get into those i will be taking A&P at my local community college over the summer then applying for the two local community college programs, but that will be for the following spring semester of 2016.

That being said i recently found out i am pregnant with a third baby and although i am happy only my husband works and we are struggling something terrible as is. I was thinking that maybe i should skip the fuss and nearly a year extra time and apply to ECPI/MCI. I can complete my degree faster but will have more debt to pay. From there i could work and complete my BSN online through WGU or UTA, then apply for an MSN program with my local universities. I plan to become an PMHNP and I already have a A.S in general studies.

I also might get an employer who does tuition reimbursement and might not have to pay back the loans at all. But i do want to get to work asap as we are struggling and he is being patient trying to give me time to go to school and accomplish my dreams.

My husband however isn't a fan of ECPI's tuition and i understand completely. I am more worried about them only being regional accredited with my state's BON and not with the ACEN however WGU and UTA are ACEN accredited so i feel like it'll balance out since i plan to pursue my BSN right away. Sorry for the long post... Any advice from nurses and those who graduated from MCI/ECPI would greatly appreciated.