Nurselyfe92

Yes I wish I would've had a finance class I highschool because I wouldn't have mad this mistake if I understood what I was doing. I was not working as a traveler when it was first approved but after talking to them today it turns out I am qualified still. So that's some good news! Not sure about how it'll work with me traveling now though. I'll try to call back or do some research tonight to figure that out. I have both private and federal.. the private are the ones I'm focusing on now. I did consolidate my loans too! I made sure today that when I've paid extra it is going to the principal and they reassured me it was. Thanks!

Thanks for the advice!! I still don't have a credit card... some people get on to me for that but I don't trust myself with one!! As for the cash approach I like that idea I will try it. I just donated almost all my leftover clothes so i could travel in a little car with all my stuff. Sleeping on an air mattress haha doesn't bother me! Looks like I'll make a budget and take out cash for each thing. I was thinking about setting up a separate checking account but not get a debit card for it and auto drafting $1000 towards my loans each month from that account.

I just started traveling a couple months ago but before that I was at a non-profit hospital for three years. At my last job we also had travelers come and work with us. I think you just have to make sure with the travel agency that the hospital is non profit. I called the dept of edu today and they told me I was re-enrolled. What happened was I was paying a company to help me do the paperwork before I understood it all... turns out they weren't reliable and apparently putting my loan in forebearance more than just the couple months they told me about. Therefore, I'm going to talk to a family friend of my that's a contract lawyer to see if she can do anything. I cancelled their service. It's a long story but basically it was a huge scam it turns out. Now that I'm doing my own paperwork (the company I was paying told me I wouldn't be able to get into the loan forgiveness program without paying for their service) it shouldn't happen. Only up from here I suppose!

Yes that's one of the reasons I decided to travel too and also living at a very low cost ($500/mo utilities included for rent). Just feel like every time I look at my loans I get discouraged. As a previous post mentioned I'll probably have to call them to make sure they put my extra money to the principal. I didn't realize I had to vocalize that to them. Learn something new every day. Thanks for the advice!! :)

Yes the first poster isn't who I was referring to. Also I was at the same hospital for three years and for the first year the loan forgiveness was approved I was working at an underprivileged hospital. That's why I was confused when they disqualified me. In my contract it states they would help with rental car expenses if needed, but when I brought it up they said it would just come out of my paycheck.

I didn't know that thanks for the advice!

I am contacting the dept of edu today! The first year I was enrolled and have been getting my paperwork in on time for the loan forgiveness but saw in the fine print that they disqualified me. They never notified me of that though so I'm going to see why I was disqualified and if I can dispute it. Thank you yes I may look at getting a side job that is less draining. Good idea! I paid $1300 on my loans last month but when looking at the balance of them I feel like they never budge í ½í¸¬ takes time though and I need to learn patience. Appreciate your help

Sourlemon: Confused where you got that I'm asking for people to pay my loans? I'm paying everything myself I'm asking for advice on how to go about things. If you want to continue being negative you can take your comments elsewhere. Seems like you're not having the best day either. If you read my post it isn't crazy for me to expect my travel agency to help with a rental care... most travel agencies supply or help with the cost of a rental car for their employees, but my company is not one of them which I did not know.

Just graduating out of highschool I had no idea what I was getting myself in to and now looking back regret not going to a school in my state or even a community college. Learning my lesson now so really don't need to be to be lectured on that. No I did not ask them to pay to fix my car I'm a traveling nurse and most travel agencies will help you with a rental car since you are traveling for your assignments. That being said my company is not one of those. In regards to the "what sort of privileged life have you lived" comment makes me laugh because my family grew up with nothing and lived off of food stamps for the first part of my childhood. I went to school at the university of Arkansas. Most of my family are not college graduates so I didn't have a lot of guidance with what to do with my fianances and college. Would appreciate some constructive criticism instead of the rude comments from some you. Everyone is brought up differently and everyone makes mistakes. All we can do is learn from them.

Hey guys, so im in a ton of student loan debt about $110k to be exact. Found out last week debt of edu disqualified me from the loan forgiveness program TWO years ago despite turning in all my paperwork. I never got any letter/email stating they were disqualifying me either. I just happened to stumble upon some small print after I logged in to my account last week to make a payment. Needless to say I've been extremely stressed and feel like I'm drowning. I almost made a couple mistakes while at work because I think subconsciously I'm so stressed and distracted about my loans...then that made me even more stressed thinking about how I could've potentially harmed a patient (looking at the wrong patients lab results and almost replacing potassium when it was already elevated). Thankfully I caught myself before giving it but I feel stuck. Plus I'm a travel nurse so I feel like my license is even more on the line at times. Always wanted to move out of the country or do a mission trip overseas for 6 months, but feel like I can't even do what I've always dreamed about because of my loans. On top of it my car broke down and my travel agency won't help me out. They said they would take the cost out of my paycheck. So I went and rented a car myself and ended up denting it on a short pole that I couldnt see when backing out of a driveway. 🤯 Any advice on loans, how you deal with stress, etc would be helpful! thanks all

Hey all, i recently started travel nursing about two months ago and my company didn't have day 1 insurance. It was supposed to kick off after 30 days which it did, but I had some pre-approved pto about 3 weeks in to my assignment for a week. When the second month of work started they took the money for insurance out of my paycheck but the next day sent an email saying my insurance was revoked because I don't have an average of 30h/wk. they gave me the money back but I'm so furious because I've needed to go to the doctor but can't because it's too expensive without insurance. Has anyone had this problem? I'm with aureus medical and was also wondering how other companies do their insurance? I was also looking to take a month off in between my contracts to travel abroad, but again my insurance would be revoked (if I even get it). I know there's cobra available but that's about $500/mo ...are there any agencies that let you take that amount of time off without revoking insurance? they also didn't pay me my housing stipend which I didn't expect them too for the week I was out of town, but some fellow travelers are telling me they still get their housing stipend when they take a few days off? Thought that was odd but I'm new to this so not sure. thanks 😊

Thanks!! I'll definitely take all of that advice. I'll also look into the EKG book because that sounds like it would be very helpful. Ekg's are something I tend to have trouble with.. Along with pharmacology í ½í¸•. Thanks to both of you again for the advice!

I was wondering if anyone had some tips for a new grad starting in the CCU? Anything I should review before starting Monday? I just passed the NCLEX thank god!! It felt like forever when I was waiting for my results, but now I want to focus on reviewing things that will help me with this transition into a new job. So far I plan on reviewing EKGs, labs, ventilator settings, and hemodynamic measurements. Any advice helps! Thanks!!