Hi,I am with you on this one.My husband and I are both in school together and we are 27 and 34 we have a 6yr,old a 4yr old and a 14mon.old kids.I was a stay at home mom and he worked.So he stoped working and we took out a loan to pay the bills for a year and a half.They told us when we started it would not work with us working and trying to go full time to school.so we did what ever it took to make it work.It will be hard at times but,it's not forever.It can be done. :roll