I think employers should consider the abilities of the person and not just their credit history. If they have a bad credit report, the person should be given the opportunity to explain. I am a victim of identity theft and my credit is messed up as a result of that. I have just enrolled in a nursing program because I was not getting a job in my previous degree. So I go through all this trouble to finish school only to know that, I will not be given a job because of my credit?? This isn't fair. I think one should be given the opportunity to explain. I am still doing all I can to clear up my credit.