Reapply in 2013. Call your bank or loan servicing company and apply for forebearance or ask for advice. There is income based payments or consolidation as options too. If you consolidate w direct loans after ten years they might forgive your loans. I...
Keep the faith everyone. I am continuing to say prayers for signatures, emails, and final award letters for those who wait and watch emails and discussion boards adn BCRS portal for changes!