goingcrazy here

i found the award letter and the payment worksheet today YAY :) They called me to verify it they couldnt find one under the town i live in so i had to give them my actual license number so they could manually pull it up. I AM SOOOOO BLESSED AND THANKFUL.

Nothing yet did they send an email to let u know? Hopefully i will get an award letter. I didnt have the addtnl payment attachment. i know they verified my license last fri so hopefully ill hear good news soon. Thanks for the update :)

I think they are working on our continuation contracts. I checked my portal today and saw that under my supporting documents there are links for "excluded party list" and "credit report" im assuming they are starting to check our stuff. YAY i hope i am lucky one more time :) this has been a true blessing. so check your supporting documents under portal

is anyone applying for a continuation contract?

I Made an extra 1400 but i claim o all year then 4 at the end of the year. they take out like 30% in taxes so it didnt hurt me and most of everyone who commented said they werent hurt either. I would continue to make your normal pmts because your used to not having the money and apply your hrsa pmt to your highest interest loans esp any private ones because they usually have a variable rate vs federal which has fixed rates. i know some people are doing their lowest balance to see a quick return but i am looking that long term i will save more interest and the payments are higher on my high interest loans. it is very easy to do as far as verifying employment and everything else. good luck

Yes the ACS and AES loans are approved that is who i have the majority of my loans with and i was awarded aug 2011

i did receive mine last saturday they were sent out in a mass bunch on the 31st. you havent moved or anything? if so they may not have your updated address and they usually wont forward federal documents such as w-2?

well i filed this year on h/r block online. i claimed single with 0 exceptions throughout the year and so did my husband (we are just recently married) we ended up still getting an additional 1400 in federal taxes back even after the nelrp w-2. so maybe you should try to claim less during the year so its not such a noticeable hit than at the end of the year. think of it as your federal tax/state tax savings acct every payday. so, as for being married we didnt see a huge hit it actually helped us :) hope this helps you some....

http://www.whatsthecost.com/snowball.aspx this website offers you the option to plug in your loan balances, payment amounts, interest rates, and how much monthly you will be applying to the loans listed. you then have the option to decide if you want to pay them off by interest rates or balances. i did this and it was best for me to do it by interest rates. it will then download onto a spread sheet or what they call a csv. this spreadsheet tells you how much to apply to each loan and how long it will take you to be debt free. mine is 41 months im pumped. make sure you change the currency on the left side from canadian to american.... let me know if you find it helpful.

NERLP HELP QUESTION: i was curious how the third year option works. do they use the figures from the original contract when figuring out the payment for the 3rd year or do they use your balances after the initial 2yrs? what all is entailed in receiving an optional 3rd year? i am hoping to be debt free in 41 months by snowballing my payments. are the 3rd year contracts hard to get? are they a priority? thank,s

my understanding is that they have made all the awards for the year. they are not sending out anymore emails so if you didnt receive an email you probably were not awarded sorry to break the bad news to you......

jmedina- i love your poem it is absolutely true. i felt the same way when i went to the mailbox and found my LETTER YUAYAYYAYAYAYAYAY gold team, illinois, email on 7/14 165% ratio......

no letter here today but theres always tomorrow. winnie i am so sorry u didnt receive funding. god bless you and your family. i know how frustrating these debts can be and how they just suck the life out of your finances....i will pray for you....you will be blessed...

dont waste your saturday waiting for the mail no letter today:down: or at least not for me.....

maybe he meant to say a couple of weeks instead of days? maybe this week or next? i counted that we only have 36 days left that the mail runs to be notified so they better get on the ball. i am going to predict that we will hear the first rounds of whoohoo's next tues? any guesses out there??????