it does not take 2 years of hpu credits to be eligible for selection into clinicals at hpu, you just have to be currently enrolled there. so transfer students have to come at least a semster early. if you dont have all the pre-reqs, then it may take longer because you cant start clinicals until your pre-reqs are done. they do selection for current enrolled students in october and february each year and look at overall gpa, science gpa and teas test. i think they take in about 140 students into clinicals each semester. it is expensive in hawaii, and hpu's financial aid packages are typically a little bit in scholarships and grants, but the rest is loans. good luck!