Want to be really scared? Google layoff and Humana. Worst job I have ever had. Micromanaged, frequent layoffs and firings, and working from home is not a great benefit if you are chained to a computer with a headset working free overtime since you are salary. You will not use any of your nursing skills or background. HCMs solely exist to fill out surveys and careplans in order to bill the government. You call members over and over despite the fact that they do not want the calls. They are hiring now because so many quit for these reasons. If work at home with a large insurance company seems too good to be true, then it probably is.