mzchas, yes my family is an is an option but we don't really get along.
curiousme, the program is only for 10K with my car payment, gas, food, insur, cell phone i spend about a 1K a month. Than on top of that rent and expenses. It just adds up to be right under 30K
pink zebra, thank you so much for your advice. everyone I have talked to so far agrees that in the long run it will be worth it. It seems like every student in the US will have to pay some sort of debt off for college.
thank you guys!