You can also use a UNIONBank eon card or an E -wallet visa, if you're a regular depositor of UBP. for an eon card, you just have to pay 350 for the annual visa fee. the e-wallet has a 10k maintaining balance as far as i know. I got one from my recent job and i'll be using it :) Try to apply in the nearest branch in your place! its a debit card instead of a credit card, they will take the payment from your savings...i've read in some forums that all you have to to is to deposit 10-20 dollar equivalent coz foreign exchange fluctuates from time to time.. your dollar payment will be converted automatically into peso.BTW, Im planning to register this month and take it this june if possible. :) when are you planning to take then? Im from manila too :)