I see you issue! I spent alot of money on my Bachelor's in a different field! Then decided to do nursing, I chose the associates route since it was cheaper. I just graduated last December and was lucky to get a job! So many nurses and new grads are having problems finding jobs right now. And I would not suggest going into debt. You can always do the RN-BSN transition later. Maybe by then the hospital you work at will offer more tuition reimbursement. I have looked at the tuition rates cause I am thinking about starting my BSN transition and they are high!! BSN gives you more opportunities down the road, but we do both take the same NCLEX and usuall get paid the same (some hospitals give maybe 50 cents more i think). Good luck!! Just keep in mind you will probably have to go part time at work. Oh, also look into grants or scholarships.