lawhitern

Hey, the system is not letting me respond to your private message about IHS loan repayment. So I will do it here. You get both a salary and loan repayment. You can apply to the LRP (loan repayment program) before you have a job (I did) but you need an IHS job before you can be approved and loan repayment can begin. Once you have a job and LRP is approved then you get the first lump sum payment unless the LRP is out of funds for the fiscal year, then you have to wait for the next year to receive funds. This happened to me as well. I started in Sept and the fiscal year ends Oct 30 so they were out of funds. I had to send in a letter saying I was still interested in the program for the next year, luckily you don't have to go through the entire application process again, just send a letter. Once repayment begins you owe them 2 years of service, that is your only obligation. You get half the money the first year and the 2nd half of the money the 2nd year. It's your job to apply it appropriately. You still get your paycheck every 2 weeks, the job itself has nothing to do with loan repayment. If you don't think you can stay in IHS service for the 2 years then don't do it. They use some formula that makes you pay back more than they gave you if you don't stay. I hope this is helpful, if you have more questions please email me. [email protected]

I understand about having expensive loan repayment as I have $62,000 I owe for my MSN. If you are ok with relocation then the Indian Health Service (IHS) may be for you. I did loan repayment for my BSN with the IHS and it was awesome. You can go to Loan Repayment Program | Indian Health Service (IHS) and check out the information. They give you $20,000 per year for a 2 year commitment and then you can stay for a 3rd year if you want to get the last $20,000 paid off. You can search for a job here Job Opportunities | Nursing. I did my loan repayment in Gallup, NM and am getting ready to go back to do loan repayment for my MSN but there are many other locations to choose from. Good luck! Lorrie White, MSN, FNP-C