Let's say you have three children: 2 in elementary school and one is a toddler. You've been out of nursing for 10 years but came from a home health care background when you worked long ago. If you were offered a full-time "utilization management RN" position for an insurance company working 9-5 M-F and could make $60,000 + dollars/yr and you were also offered a contingent home health care position which would allow you to make your own schedule and work as little or as much as you wanted making a very good per visit wage. . . which would YOU choose. I know that we are all different with unique life situations but I would just like to get other RN's perspectives that have been in either or both of these nursing positions or even if you haven't held these positions - which would you pick?