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tonicareer

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All Content by tonicareer

  1. hi

    tonicareer replied to dannysgirl129's topic in Indiana Nursing
    In my county it is anywhere from minimum 5.15 an hour to 10 maximum. Keep in mind cost of living is quite a bit lower than in California. Most jobs are about 7 dollars an hour for NA. Of course the big cities might pay more. With 3 kids it might not be worth the childcare costs to work here. Be ready to spend a ton of money on school fees for public school - Indiana requires parents to pay book and supply fees. Also winter clothes are expensive for 3 kids and adults too. Now wish I could trade places and in live in warm California - but it probably has it's problems too.
  2. Still looking for info on Parent Student Loans - Thank You.
  3. I took my classes - science and such at the Marion, Indiana Ivy Tech - which only has a bridge program and I cannot seem to come up with the money and admittance to a different Ivy Tech program at the same time. I would love to move - but poverty prevents it. I would commute - but have to work, have an old car and not enough time and money. The Tucker program will not accept Ivy Tech credit so I cannot afford to take that one (they also don't allow you to work while in the program - is my understanding). I am considering taking a CNA class - but CNA work here is lowly paid and very bad environment. I am not getting any younger either and wonder if I would make a better Lab Tech instead - but that program is no where near me either. So unless a miracle happens and I have a cash windfall - I think I am stuck. IWU and Taylor have BS programs but - they are so incredibly expensive and knock so many students out each semester - that I don't think those programs are suited for me.
  4. She could borrow on credit cards while waiting on loan approval - but if not approved what would be the minimum payment on 5000 dollars(cash)? I think there is supposed to be a chart somewhere on the web that tells you that - anyone know where it is? Her credit stinks and she doesn't own a home and has no one to cosign. Can she increase her daughters students loans after the last semester has already begun?
  5. What are places to get Parent Student Loans and which ones are the best to apply for? My friends daughter is in her final semester of school - her car (the students) has given up completely - they are sharing a car and getting help from others but this is just not going to make it for the rest of the semester. She is a single mom and tapped out financially - so they are wanting to take out a parent loan to buy a decent used car for the daughter. So far she is looking at Sallie Mae and Collegiate Funding Services. Her credit rating is pretty dismal she says - so what are the odds of getting a parent loan? Or would it be better for the student to apply for an additional loan herself rather than the parent (not sure this is an option though) since I think she has the maximum for this semester already? They are thinking 5 to 7 thousand maximum for a used car (one that is decent and some extra for the higher insurance premiums (since a newer car will have higher premiums). Thanks for an info.
  6. So you think this woman I work with made up her pay scale and works retail just for fun? Most of the all nurses site is complaining about pay and work conditions - is it all made up? Attacking me rather than working to make life/payscales better for other nurses made you feel better? McDonalds here pays minimum (5.15 not 7.00) retail pays about the same. Pay scales are low here. I said she worked in a doctor office not a hospital and pay here is very low in doctor offices because the economy is so bad. I said rural - not Indianapolis, not Fort Wayne, not near Chicago. I said she couldn't move because she was married and it wasn't economical to commute. It is no wonder nurses are having trouble getting improvements in conditions and pay - attacking someone and saying they are making it up as they go does not show a team spirit in improving nurses pay scales. We need to stick together - not attack one another.
  7. Most of Indiana is rural/small town. Very low wages and no tuition paid for. Now maybe Indy or near Chicago pays better - but most of Indiana is suffering economically. Very few LPN programs or RN programs - most of those very expensive and competitive to get in to. I know LPN's making 7 dollars an hour and RN's making 9. They can't move because they are married and long commutes don't work when you have a family and high gas prices and bad weather. If you are making good money that is great - but plenty of people in Indiana are not making good money. Why not specifically give us the names and websites of these hospitals that pay tuition? Tell us what you earn and where you went to school? Give us details. Inquiring minds want to know.
  8. The midwest economy is really bad. I think the economy in other states will go this way too unfortunately. It seems to be spreading across the country.
  9. I work in retail right now and yes the employers I have applied to do all kinds of checks, criminal, credit and a drug test (UA) and these are just parttime minimum wage jobs. I am sure in nursing they have to do even more checking.
  10. This is rural/small town Indiana. The LPN was making about 7 an hour and no benefits. Typical wages. Going an over hundred mile round trip might gain a dollar or two an hour - but with gas prices and bad winter weather and wear and tear on cars - it isn't worth it. This is what jobs pay here unfortunately. In some cases people can't move.
  11. Indiana is a poverty state - I just don't think any hospitals here will pay for grad school. I don't think most will pay for anything.
  12. Try Ivy Tech Laffeyette - it costs about 600 bucks now - you will have to really nag at them for the info. CNA work pays lousy in Indiana - like minimum wage - and I have heard horror stories about how CNAs here are treated.
  13. I have been talking to nurses in my area who are having to moonlight in other jobs due to the low wages here. Only 1 hospital in the county - low wages and not alot of clinics or medical offices. All of them pay low wages. When gas was cheaper they could drive to larger cities (very long commute and often bad weather) but now they said it isn't worth it. They can't move cause they are married and they live here due to husbands job (some are farmers). They often work in an office setting as an LPN or RN during the day and moonlight at nights and weekends in retail or such. How common is this? They don't even get insurance benefits at their jobs. Is this just the area I live in or what?
  14. Indiana is a poverty state. School has no work study program because they do not allow you to work while in the program. WIA is for ages 16 to 21 - which she isn't. Jobs here pay minimum wage, parttime no benefits. Indiana has very few LPN programs to choose from - and they have no waiting lists. Very competitive to get into. They told her she can't work while in the program - other programs are not admitting students due to competition for space - she has applied. Other schools are more than 200 miles away - she would have to move. She will have to borrow tons of money and use charge cards to pay food and rent beyond that. If we only want rich folks to go to school - then there will be a real shortage of nurses. The school accepts 32 students and has 2 teachers. No financial aid office. That is the way things are in poverty type areas. It is these types of schools or nothing - that is what is available here. Yes it is accredited. Yes she has loans available for tuition - but needs more for living expenses. No the hospital will not give her a scholarship - she is over the age limit for them. She could continue to live as she is forever or go into debt big time and get herself out of this situation. Why not help students get an education - by helping them buy food? No problem with immigrants getting food stamps - they haven't paid taxes - but they will cut hers? Makes no sense.
  15. If CCs all cost 1000 a semester- we could pay as we go. Ok have BS in another area. Might get into intense LPN program (only one in my rural area) - you are not allowed to work. How can I pay for it? Lousy credit. No family or anyone to consign. Can't get pell or federal/state loans or grants. Can I borrow 8000 for tuition and enough to pay rent and utilities, gas and car insurance? How? I am over 40. Not allowed to work in this program - if not working will lose food stamps and might lose section 8 assistance on rent. Trying to get scholarship from hospital - they say I am too old for their scholarship (maximum age is 32). Any ideas? I have been trying to get into an LPN program for several years. The entry level masters in my state are way too expensive (like 60 to 80 thousand for tuition alone) and very selective. Like I said - any ideas?
  16. Have a friend admitted to an intense LPN program - that does not allow you to work - but since she cannot work she will lose her foodstamps! Since when did the government change the rules to make it even harder for someone to go to school? Now she will have to borrow even more money to pay for food - on top of borrowing money to pay rent, utilities or gas. If she was over 60 she could still get them and go to school and not work - how stupid is that? But immigrants can get food stamps? I just don't get it. It is like the government would like her to just work parttime minimum wage and still get food stamps for the rest of her life. (which she could do). Makes no sense.
  17. I don't qualify for their assistance because I have a BS in another area already - don't qualify for government assistance either. Like I said a great program - if the government gives you the money. MGH doesn't give everyone who applies a scholarship either. The school is in the boonies - so you would have to pack a lunch - school lunches are quite expensive IMO. I am considering borrowing off charge cards to pay expenses if I get in there. Don't know how I will pay rent and utilities and food and gas though.
  18. Good for you. I know they are pricey - but depending on your circumstances I am sure you will be fine.
  19. They switched over to this here too. Unit secretary was a good job for the disabled here - then they were laid off because they can't do the CNA duties. I quess it saves the hospital bucks to make one person do both.
  20. Program is about 7500 - up front - FA is available but I don't qualify. They recommend another 3000 for extras. Full time and intense program Monday through Friday. They don't want you to work while in school. Very strict attendence policy. Program is full this year and waiting list is full also. Will have to wait until Fall 2006! They accept no transfer credit for any of your college courses - you have to take everything over - no exceptions. If you have someone who can support you or money reserves it is a great program. But if you are on your own - I would think it would be difficult to manage unless you have a bankroll of money to pay living costs and etc. Perhaps that is why so many are on Welfare to get into the program?
  21. Marion community school won't accept any transfer from Ivy tech or any other college - so might just waste your money doing that. You have to retake all classes at mcs. I am not sure what they charge now but you got to pay it all up front at once and no refunds/full time/intense.
  22. St Elizabeth is a 4 year program full time - no summers would take me 3 to 4 years - college way above any limits on scholarships offered or loans combined - hospital scholarship was for already employed nurses either lpn or associate to get bsn - not for non-nurse - also had age restrictions for being accepted. Ivy tech is slightly over price for full lpn - same as less than 1 semester at st. elizabeth. hence why ivy tech is only choice to put on charge cards.
  23. Anyone know anything about Brown Mackie? I have heard they are expensive - very. Ivy Tech has 300 to 800 per available slot - many with the highest scores just like me - so lots of people don't get in. Plus people on welfare programs are admitted first in my county and sourounding counties and since I am not on welfare programs - that puts me at a disadvantage.
  24. No lots of people with high scores/grades/points do not get into Ivy Tech even when they apply correctly!!!!!!! Not everyone lives in Indianapolis - other critera are used - and many more qualified people apply than are accepted. Ivy Tech does not have a waiting list - you must reapply each year! I checked with the home office and was told 800 people are applying for each available spot in the Lpn or AS RN programs each year! I am glad you were successful - but do not put down others who apply and are not accepted. I wonder if Indianapolis wants people who live outside the Indy area to apply - they expect you to apply in the area you live in first. I mailed my application to Indy and it was mailed back to the county I live in! I would move or commute if I have to just to get into a program I can afford. They try to get you to register for medical assisting to make money from you since there are not enough nursing programs. There are plenty of people who will teach nurses - but they want to waste their lab space on MA programs rather than nursing programs.
  25. I looked at the fast paced/accelerated programs - very limited enrollment and again very expensive. I cannot get Student loans for a bachelor degree since I already have a bachelor degree in another area. The problem is there are not enough LPN programs in Indiana - that is what most poverty stricken Hoosiers can afford - I don't have 4 years of private tuition in the bank - can't get pell, loans, grants. I could get money (loans) for a master program though but not another bachelor program. Indiana does not have a bachelor (nonnursing) to master program. If I move out of state I will have to pay out of state tuition - even for LPN which most other states have long waiting lists too. It isn't just nursing programs that Indiana lacks - it is other medical areas too - like phlebotomy being part of the MA program and taking 2 years to complete (no summers included). Many medical jobs are recruited from out of state because Indiana just does not offer the programs or enough programs. I was interested in Lab tech also - only 2 Ivy techs offer it! Not in my location either. It makes no sense how they have classes offered in some place and not others. But they have tons of MA programs and we all know that jobs as MAs pay minimum wage to 7 dollars an hour for an Associate Degree - just not worth it for the tuition paid.

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