Vette, RN

Caduca, That is very interesting. When I went to nursing school 4 years ago, they recommended we carry insurance no matter where we were working. The reasoning was that a hospital's (or agency's) insurance is going to fight to defend the hospital/agency not you. Since I haven't actually been in this situation I don't know the particulars of how this works, and it may be different from state to state. But thanks for the info. My insurance provider is Professional Buyers Guild, I will be contacting them to ask a few questions now. I wonder, in the line of reasoning you were taught, are "they" saying that if you don't have the $$ then the suit will likely just be dropped against you? What about losing the things you do have, i.e. your home, cars, property. What about simply going into debt (and deeply if it is a drawn out case)? I sure would like to hear more from you.

BadBird Before you go and pay for a lawyer consider this. Do you have nurses malpractice insurance? I know my insurance provides lawyer services. You need to contact your carrier to let them know of the problem and see what they can do for you. Even if you are covered by insurance through your agency, ask about contacting them. I know my carrier requests to be notified if I think there may be a problem If you don't have any insuranc, get some!! Even if you know you have good nursing practice, you can't control others or all situations. (P.S. I am in no way affiliated with an insurance co. I just believe in protecting myself and what little I have!)