I'm sorry to hear you are so stressed about this. I also find myself stressed out about my loans sometimes and they're only $30k. Lesson learned though, nobody cares where you went to school so it's not worth it to go into massive debt for a nursing degree. What is helping me find peace is having a solid plan for repayment, working OT as I am able and budgeting like a mad woman. I'm following Dave Ramsey's baby steps and it's helping me tremendously! Highly recommend the book Total Money Makeover to help you set a plan for repayment of your debt. Good luck!