Hey there! I am in the early stages of UM. I work for an insurance company, my title is a utilization management review nurse, so i do mostly pre-cert now, but the option for work at home is a reality soon after starting if you work hard. I've been a RN for a little over 5 years now, and the only requirement was 2 or mor years of clinical nursing. I love it. Way different than anything I've ever done but way less stress :)