Benefits

The benefits sound good but it doesn't really say anything about the cost just what they have. From what I remember about the BCBS plan POS doesn't only stand for point of service in most cases. They usually have high deductables and co insurance. Never heard of the Aetna one and vision and dental usually varies by contract usually one pair of glasses a year two dental exams a year 80/20 up to $1000 then you're not covered until the following contract year.

Best bet would be if you decide to apply and get hired for the job HR will give you a copy of what is covered and how much it'll cost you. If they offer different plan options make sure you weigh what they are taking out of your check and deductibles and coinsurance/copays that'll you'll have to pay throughout the year including script coverage. If you go to the MD's a lot the cheap plan may end up being more expensive. Whatever you decide insurance is better than no insurace and most policies will not cover a dependent once they are a certain age or have graduated from school.

I do not work for HCA but I do have BCBS through the state. I can tell you that our plans run $25 for medical, around $7 for vision, and anywhere from $15-30 for dental per pay period. I do not know a single person who has opted into a dental plan. Check what they cover and how much you may end up paying for foreseeable procedures. Ex. none of those dental plans will cover you if you chip a tooth while eating for instance.