Question about Liability ins

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I'm new here!! My name is Talley and I am a school RN. I am also branching out and doing some private contracting stuff soon and figure I need to have liability ins since I won't have a company to protect me.

PROLIABILITY is $89 a year

NSO is $120 a year

FOr the same amt of coverage 1,000,000/6,000,000 (i think were the numbers)

What is the difference between the two?

Is one necessarily better then the other? or is one just cheaper then the other??;)

I would really appreciate your opinions.

Thx,

Talley

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I have had NSO for years...have never heard of the other company.

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