So, I am still a nursing student, and I am still in the process of getting done with everything. But I have been looking into ways to pay off my debt just so I am aware of what is out there when I do get done. I have pretty much been planning to enter into a loan repayment program since I live in a rural area and they are pretty common. However, I was talking to some nurses at one of the places that I was doing clinicals at, and they told me that they wish they would have never entered into a contract with that specific location, and would have rather just paid out of pocket. I know this could just be that maybe that location isn't that great. Or maybe that was just their personal opinion. I get that. But I thought I would see what everyone else think. Is that commitment worth it? What are the negatives and the positives? What should you be careful of? I really want to get my masters degree, so one of my goals was to avoid piling on debt, and I figured a loan repayment program would be a great way to gain experience while paying off debt so that I don't have to stress as much spending more money on grad school. What are your thoughts?