RNtoNP2017

I am new to posting an article but not new to the site. I am looking for guidance and help from the community. Recently, I was told that I had a claim that is going to be paid out against me over $100,000 but not over $500,00. I am currently now in the process of finishing my NP. I was just notified that my NSO insurance is going to be cancelled because they had to pay for half of it because I had 2 insurances covering me at the time. In January, I will have to get a new insurance policy to me as student NP, I still have insurance through the hospital for which I work at. I currently am not reported to the national data bank. Do I have to mention this to the new insurance providers that I apply to? Also, has anyone out there gone through something like this? My family tries to help me through this but, as us nurses know the outside world doesn't get what "we do and what we go through." I feel so ISOLATED. I have had many sleepless nights. It is bad enough to know someone's loved one was hurt for my mix up but, now I will forever have to carry this scarlet letter and have to explain myself, to any future employers in my new profession I am about to enter. I am so lost I don't know what to say, how much to say, how this will affect my career moving forward? If anyone has any insight into my struggles, please offer me so clarity.