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rhotstuff5

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  1. I failed to mention this before, I've already asked my school whether they provide insurance. It's a small community college, they don't. Does Medicaid look at household or individual income? If they look at household, I wouldn't qualify, my fiancé makes too much. I looked at their website, and it seems I kept going in circles. My only option at this point is for my fiancé to pay out of pocket for a policy. I really don't want to go that route, because it's not fair to him to pay ALL expenses. I know I still have a year, but I need to plan ahead. This seems so unrealistic; they harp on nursing students to not work, yet require not only by law and for their program, to get health insurance...Im not under 26 anymore to be on my parents insurance, and we are not getting married for that sole purpose..SO frustrating.
  2. Hi everyone! So after many years and obstacles, I've made it into the nursing program at my school. Im so excited, anxious and just a ball of emotions. Ive been waiting for this since I was 19 (32 now). Now to the hard part. Im not sure how to manage this workload...until I got in the program, i worked full time-36 hours/wk with benefits (at the hospital as a CNA). I dropped the schedule down to the minimum amount required to keep my Health insurance benefits, which is 20 per week. 20 is ok for now as I only have one class (lecture, lab, and clinicals) even though it leaves no time for anything else. My biggest concern is fall of 17, when I'll be taking 2 lectures, 2 labs and 2 clinicals. If I go down to PRN, I lose my health insurance. If I get married to my fiancé earlier than we are wanting to, I lose ALL of my financial aid, (which is paying for everything) and his health insurance premium triples to $300/wk. My fiancé and I have talked about this numerous times, he just doesn't get it. I might not be able to work as much as he thinks. I don't mind working at all. I just don't think that being tied down to working a certain amount of hours would work. I told him that the best id probably be able to do is work enough to put gas in my car and some walking around money. I've looked at individual health plans, and they cost about the same I'm paying now, except they are crappy. Which I'm hoping I could live with for a year. And no, my school does not offer insurance. Is there anything I could do? I need my health insurance of course because its the law, but even if I wanted to for go it and suck it up at tax time; I couldn't. It's a requirement for this nursing program. How do they expect nursing students to not work and maintain health insurance??? not all students are under 26 and under their parents plan, or married under their spouses insurance. I don't know what to do. TIA Cathy

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