Keracee

I don't mind living with my mom. It's just that the nursing program will be 2 hours away from me.

My dad could only finish 2 years of college as he had a full ride scholarship for football but after his accident they took it away from him. He wants me to go to college and he offered to co-sign on my loans.

You need to get a different job. You need to work 20 hours per week if going to school full-time. 20000= 5,500 Loans. 5,000 work study. And 9,500 grants

The 11k is the total of loans I will have to take out by the spring of 2017. And honestly I would've to take oUT the same for CC because I got awarded by both schools of 5550 of loans and minimum grants.

It would've been my plan A if I hadn't just found out about it when my older sister joined. But I don't want to drop out of school this new school year. My plan is to just take all of my prerequisites and go from them on what path I choose to take.

My mother refuses to take money from me. She is really against making her kids pay rent. I can get my own car fixed but she likes to take things own her shoulders more than she should. And I'm very grateful for that which is I decided I'm not going to make her co-sign for me and just figure things out on my own.

I wanted to rent out a room from some one's home for $200 a month but my mother is a very skeptical person and doesn't want me living under a roof with "strange people" who can be anybody she said.

I would love to join the military but my family is completely against as it goes against are religion. But I woudnt let that stop me from chasing my dream. And I feel really bad that I do have a really good GPA and never applied for any scholarships at all. My mom wanted me to but I didn't take it serious. But now I am! I'm going to apply to every single one for nursing school like my life depended on it.

And it is really sad to think that one day I really won't be able to pay the loan back. You actually have really opened y eyes truly. Right now I have a 4.0 from 25 credits overall and I'm on the deans list. Hopefully I can keep my academics up to apply for scholarships!

Actually you have a great point. When I was 16 I was broke and at the time I don't even think my mom knew what a CNA was (and I didn't either) so she didn't want to waste her money for it. And I never went to Job Corps because I went straight to college after I graduated high school. Though granted job corps is only 30 min away from me and I could drive there for the CNA program. I'm going to check in with them to see how long the CNA course is.

CNA programs are three months?? I don't know why I thought they were just 5-8 weeks.

Thank you :) I wanted a personal loan of 12k. But hopefully it won't have to amount to that... And I know you are right about waiting and I wish I had the will power to do so. But I know one day that reality check will come crashing down and I will have no one to blame but myself.

Here is my plan of saving 6,000. I save $500 from my refund this semester. And I was awarded Work Study already but my college. Actually I already received my aid in the amount of 20,000. So I'm going to put the 2,500 up each semester from work study. Then put up 2,000 from my spring semester refund. I tried working 20 hours per week but my job is overstaffed and my manager is not lenient with the hours at all. She keeps giving me hours like 10 or 13 or 17 per week. I want to quit but I will not do that because I don't want to burden my mom even further.

I don't think I answered all of your questions properly. My mother is a truck driver and she's self employed so if she doesn't work enough hours then she don't bring home a lot of money. I hardly see my mom and it's been like that for 3 1/2 years now when I may just see her 1 night per week. I remember when I was 16 and underemployed and me and my siblings used to starve and had to wait until my mom came home. But it is better now that I have a job and a car. My plan B is to become an LPN for free at Job Corps and my plan C is to become a CNA.

I tried being a CNA since I was 16. But it will be another thing I would have to pay for. It cost about a 1,000. I could forgo using my school refund on my apartment and pay for the CNA class or I could do it for free at Job Corps. Which I don't think is too bad. So do you recommend that I should become a CNA and just take a year off from school and work as a CNA? The only downfall about that is my mother is sacrificing a lot to put me through college and I believe she may think that I'm not taking college or nursing serious and won't put much effort into helping me get through nursing school with finaces. She told me that she pays off her truck in the summer of 2017 so I was hoping that she could help me out a little more then but I know she's not financially stable to do it now.

My goal is to save at least 6,000 by next summer. So I can pay for my own apartment.

Sorry. I'm 18 and I will be turning 19 on August 17. I'm a sophomore in college and I go to the cheapest university in my state that cost 4,000 per semester and I live at home. I work at Subway and I attended summer school so that's why I don't get that many hours. I worked 10 hours this week. And I know my mom has to provide for a lot of us and she's very stressed. That's the reason I wanted to become a nurse and not a doctor so I can help her with bills one day and my siblings. I'm the only one of my family who is inc college and I will earn the first bachelors degree in my entire family. The reason I don't attend CC is because my university is 10 min (5 min by car) away from me and it was convenient to take the bus there when I had no car and my mother came home 1 night per week. While my CC is 22 mins away (1 and 30 min by bus) and it gets very bad here in the winter. I wanted to rent out a room for $200 but my mom said no find an apartment.

I have 11k in federal loans. I just need my mom to cosign on private loans. My plan is to have my dad do the parent plus loans if he has bad credit so he can get denied and I get my student loans in my own name. But who knows. I work at subway but I get paid like $170 every two weeks which sucks sooo bad. I'm hoping to get work study at my university for the next school year which I was offered $2500 a semester and I could save that for nursing school.

She makes too much money but I use my father's information since he is disabled. But I will still need a loan for the summer semesters, living expenses, and maybe a new cheap car (1500) to get me to clinicals as my car has a new problem every week and is really expensive to get fixed.

I'm afraid that I won't become a nurse because my mother refuses to co-sign on any loans for me. I know her and she would rather pay for something she can't afford. Like she's about to go on Maternity Leave as a single mom and she's paying for my summer classes, my car maintenance, phone bill, and some times gas money if I dont have it. Plus she's saving $500 a week, and pay the I will be applying for the nursing program very soon this Fall but I know that I probably won't end up going as I have to pay rent for housing (there's no dorms) and plus the 7,000 a semester. Which I need a loan. I tried talking my mother into co-signing before but she's really pessimistic and belives that it will garnish her wages. But I already have 11k in student loans with the goal of becoming a nurse (which my mothers knows this and supports me) but I just wish that she could just lower her views for once and help me out. So I'm thinking that I should just apply for the program, put the deposit down for an apartment and just play as I go and hope that mother would be just a little sympathetic to my plight and co-sign a loan for me. When I told my mother that my apartment will cost $400 a month her eyes bugged out and I knew that she was calculating all those months into her head of how much she gone have to pay for me. But she wouldn't have do that if she just co-sign for me. I'm not really sure where I'm going with this post so I'll just ask a question: How can I talk my mother into co-signing for me? Sorry if your eyes hurt from reading all of this bad grammer. But the text box won't get any bigger since I'm on my phone and I don't really know how to work Allnurses. I used to post on Reddit until I heard about this site.