Seattlemamalama + SummitRN, thanks so much for your reply! To answer your question, yes, I did look at the cost of the university. However, I, like most who apply to NYU, believe(d) in the quality of the education. I also believed that I would receive a substantial amount of FAFSA + scholarship $. Clearly that wasn't the case. In addition, the nurses I know that have graduated from NYU both have fantastic jobs that provide them about an $80K - $90K income yearly. They assured me that I would be able to pay back the $120K in loans rather quickly. Obviously neither are in debt so how would they know? That's why I decided to post here; I needed more insight from other successful nurses who have maybe had more experience with different programs, loans, etc. After looking at everyone's helpful and honest posts I definitely am NOT taking out the loans. Going through this program was suppose to make my future brighter, not full of stressful + enslaving debt!! Thanks again for your advice, I will definitely be looking into different programs!