Take out loans. After you see what you will be getting in financial aid calculate what you will need for the rest of school. Then calculate what you could get buy on at home each month. add it up request a loan. just remember your loan is split into two, one for each semester. Have your return sent to a separate account. my school offers separate debit accounts. when you get your return use that money only for the bills you planned. This is what i have had to do the last 2 years of school. It sucks being in dept but its the only way i could make it work. Good luck to you and congrats on your acceptance!