I agree with everything u said. Waiting is the best option because school will be tough and u already have a lot on your plate. U wanna make sure everything in your life is in order once u do begin. Once u become a mother u will qualify for for financial aid so that helps too. Also taking two classes at a time to raise your GPA would put u in a good place to apply for the RN program. I'm not sure how old u are but just take your time and everything will fall in place for u :)