Well this makes me feel terrible. I keep checking my application and it still only says says "submitted"...I called the call center and she said they were going to send emails if any information was missing. I don't understand why it seems like I have been left behind I have an hpsa score of 13 and 143% debt ratio...I am starting to feel very discouraged, this program would be a godsend right now!! I am glad I found this thread though! :) Good luck everyone!!