hiya kim. i know exactly what you're going through! when i was accepted into nursing school, my husband asked how the heck we were going to pay for it. i thought that we made too much money for a pell grant or for a federal loan but i still gave it a shot. i'm happy that i did! my advise is simply meet with the financial aid advisor at your school. you may be surprised at what you do qualify for. i was! good luck!