No it isn't crazy at all. Don't listen to someone else who tells you it is crazy. It is what YOU want to do. What kind of work can you get into with your MS? There are also loan repayment programs through employers should you find one who'd take you in. There are options out there and who cares about this tax payer mumbo jumbo, congress and politicians go spend the tax money on donuts, expensive handbags (Palin), and war. You are putting the money towards something much more justifiable and noble. If someone is so concerned about tax payer money I suggest they lobby congress and other politicians for real and actual changes, not one aspiring medical student.