Thank you for sharing your experience. How unfortunate to have to go through all that. Here are some of the reasons for not walking away. Rent...250 month. I split the cost with another NP. I work 2-3 days a week. The other NP is a retirement age, and is looking to cut back. However, I have 2 small kids and student loans coming up. I have to see about 8-10 pts a day to make it work. It has only been 4 months. Patience is not my strongest quality...